THANK GOD FOR THE EMERGENCY FUND!!!

Well our 1999 Pontiac Montana blew a head gasket sometime in early November. We decided to admit that it happened the day before Thanksgiving. We tried everything to fix it but it was the gaskets alright. Both of them. We had to take the car to the dealership. I can't stand most auto repair places, but the dealership is more knowledgeable than Pep Boys or any of your other tire stores that do auto repairs.


Using Dave Ramsey's plan we had a $1000 dollar emergency fund to cover just such an occasion. The problem is that this total emergency cost just over $1300. We scraped together $1197 and that is all we could get because we refuse to charge ever again.


On Monday morning the dealer called and he tried to add a couple of other repairs to the job. This would drive the total bill to over $1300. I informed the manager at the dealership that I only had $1197 and that he should stop repairing once he reaches that dollar amount.


Well he called Tuesday morning with the job completed and I said I would be right down to get the van. When I got there I slowly counted out 11 $100 dollar bills and the remaining $97 and said that was all I had. The bill came to $1196.70 and he had written off the rest. I was praying for three days to have our money be enough, and the Lord provided. God has never blessed anyone with debt.


The mini emergency fund is depleted, and we will spend most of December rebuilding it, but I am thankful for it because it kept us from acquiring more debt. Financial peace is going to be great.