The Suckitude of Debt!!!


I am going to be debt free within 12-18 months and I am determined to do this. I have cancelled my Home Depot credit card effective December 30th 2005 and put it in a Debt Management Program because I charged everything on it, including a seven dollar toilet seat a year or so ago. I was out of control with charging things, and I just got sick of it.



An example of Home Depot's greed. I received a preapproved credit card offer from them today. You know, one of those offers that we all receive from credit card companies saying we can use their money instead of ours. I can barely pay back the $1600 or so I charged over a nine year span and these bastards are ready to give me more money.


Home Depot is not alone in their greed. I receive three to six offers a week from credit card companies, and this is after I blew a 618 credit score because of being so deep in debt. These companies are trying to capitalize on the fact that I have stuff-itis and I am not going to let them capitalize on that. I am going to be debt free one day soon and then I will pay cash only for all purchases. So bring it on credit card companies, but my goal is to put you folks out of business, at least at my house.

107 days since using credit cards and going for permanently. Next milestone 180 days.